The issue may be that if insurance companies are rating the CC different from other similar tail-draggers, because of either the perceived or actual risk to insure them, then we all have a problem. Our current insurance, “Star” has had only modest increases, but nothing that would reflect that there is a higher premium for the CC. The other possibility is that the insurance companies are increasing rates for the level of pilot experience and that may not be only on the CC. It would be nice to know if anyone else has had a substantial increase without any change to whom is being insured. If the CC is getting a “poor insurance rating” it is likely because of the inherent characteristics of the tail wheel, not that it is a CC.

The CC is used in so many unusual environments with so many different skill levels, (LSA pilots to ATP’s) it seems that it would be impossible to insure on a one size fits all. If you land in 40K cross-winds, on the tundra, at night, in bad weather (there are owners that are quite capable of that) then maybe self-insurance is the best option.